Seizures - IntrebBT | Transilvania Bank
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25 questions and answers
Only for BT clients

How do I find out if I have a garnishment on my account?

If you are a BT client, you will receive an SMS from us when the garnishment is instituted, through which we inform you. 😉You can always find out information regarding ...

2040 votes
Only for BT clients

How can I use the money if I have a garnishment on my account?

If the amount credited to the account is exempt from the garnishment payment, you can request its unlocking simply through BT Visual Help:➤ call the number 0264 308 000;➤ ...

880 votes
Only for BT clients

What happens if I have a garnishment and receive my salary through the bank?

➤⠀if you have a single garnishment and receive your salary through the bank – whichever it may be – the bank is obliged to withhold one third of the net salary value ...

678 votes

If the account is garnished, what happens to the child's allowance money?

When it comes to your child's money, it is good to know that amounts from allowances cannot be subject to garnishment. 😊The money is transferred to an account ...

1106 votes
Only for BT clients

Can I get a loan from BT if I have a garnishment on the company account?

We can grant you credit in this situation. 😃❗⠀However, we can do this only on the condition that you first pay the debts that caused the garnishment, either from ...

910 votes

What is a garnishment?

It is an amount owed – not to the bank, as is believed – but, for example, to ANAF (National Agency for Fiscal Administration), DITL (Directorate of ...

365 votes
Only for BT clients

What amounts are exempt from garnishment payments?

Here are some examples of amounts exempted from garnishment payment: state allowanceschild care allowance for sick childmaternity allowanceallowances ...

257 votes
Only for BT clients

At the moment when my account is blocked due to non-payment of some debts, who should notify me regarding this matter?

If your account is blocked due to non-payment of a debt, then we are talking about a garnishment. 🙅If we receive a garnishment order from an institution, let's say from ...

255 votes
Only for BT clients

If the company's account has a garnishment instituted, how can I unblock it for salary payments?

If you have a garnishment on your account ordered by a bailiff, you must take into account that you can request the unblocking of amounts for the payment of rights ...

90 votes
Only for BT clients

In how much time does the bank pay me the garnishment?

Payment of the garnishment will be made within 3 working days (in the case of garnishments ordered by budgetary executors, example: ANAF, Taxes and Local Fees), ...

78 votes
Only for BT clients

If I send proof of payment of the debt, will the garnishment be lifted from the account?

If you have paid the garnishment and send us the proof by e-mail, we can postpone its payment for 5 calendar days. During this period, it is necessary to ...

104 votes

Who can issue garnishments?

Well, given that property taxes are generated by debts (such as taxes) to certain institutions, the entities that can issue them are:➤⠀Agency ...

183 votes