What is a "franchise"?
Franchise fee is the amount you will bear out of your pocket 💰 in case of damage. 😮The advantage of insurance with franchise fee is that it reduces the value ...
Is it mandatory to insure my home?
Yes. The mandatory home insurance policy 🏡, called PAD, represents the insurance policy against natural disasters 🌋 and by law no. 260 / ...
What does "insurance premium" mean?
It's simpler than it seems. 😅The insurance premium is actually the price of the insurance. In other words, it is the amount you pay to those who provide you with a ...
What is “unit-linked investment life insurance”?
It is the long-term financial plan that saves you from worries. 😉Practically, you enjoy the protection of a life insurance combined with a ...
What does a "loan insurance assigned in favor of the bank" mean?
It means that in the insurance contract the bank will be listed as the beneficiary of the insurance policy. 🙂In case the awarded compensations exceed the value ...
If I lost the insurance policy, what should I do?
Stay calm, things like this still happen, and the solution is super simple! 👍All you have to do is get in touch with the company where you made ...
What is the insured amount for the life insurance policy attached to the loan?
As usual, this varies depending on you, namely:❶⠀If you concluded an insurance policy before 2019: ➤⠀the insured amount represents ...
How does the travel insurance from the Gold card work?
Travel insurance associated with the Mastercard Gold card covers emergency medical expenses, partial permanent disability or death, delay ...
How to choose an insurance that fits my needs?
We have for you several types of insurance at our partners: Metropolitan Life, Groupama Insurance and Asirom. 😃For each of the insurance ...
What happens if I already have a life insurance policy in force and I want to get a loan?
The best part is that if you already have an active life insurance policy and if you want to take out a loan, you no longer need to conclude another life insurance policy. 😃 ...
What is "life insurance with guaranteed savings component"?
A kind of insurance with super powers. 😅Or in other words, it is insurance with guaranteed interest that helps you save long term and in ...
When do I pay the installments for the insurance attached to the loans I took at BT?
You pay the life insurance installments together with the payment obligations of the loan, at the deadlines established in the contract. 🙂The ones for the insurance ...