What conditions must I meet to take a loan from BT Mic?
You can benefit from a loan at BT Mic if you have:➤⠀a company with at least 3 months of economic activity, regardless if it is an SRL, PFA, II (enterprise ...
How long does the process take until I can receive the money if I want a loan from BT Mic?
The process is simple: ❶⠀You submit the application and a minimum of documents; ❷⠀You meet with a BT Mic representative; ❸⠀Later, you also receive the decision of ...
Who is BT Mic?
BT Microfinantare IFN S.A., or briefly, BT Mic, started its activity in 2016 and is the microfinance company of the Banca Financial Group ...
What are the costs of a loan from BT Mic?
Cost offer for a BT Mic loan is customized and can only be made following the credit request and business analysis.If you want ...
What rates do I have to pay if I take a BT Mic loan?
At BT Mic, credit installments are tailored to the specifics of your business. 🙂More precisely, we can have:➤⠀ a classic schedule with 12 equal monthly installments;➤⠀a schedule with ...
What are the destinations for which BT Mic loans can be taken?
You can take a loan for working capital, investments, or mixed purposes. In other words, for whatever your business needs: merchandise, payments / ...
What documents do I need to access a BT Micro loan?
Don't worry! There aren't many. 😃To access a BT Mic loan you need:➤⠀financial documents – usually two trial balances (the annual one ...
With what do I need to guarantee a loan at BT Mic?
The need for credit guarantee arises from the analysis process of your business. 😊Most of the time, only the guarantee by ...
Can I access financing for my company if I only have 3 months of activity?
Of course! 😊 You can apply for funding directly on the BT Mic website or at any BT Mic agency. Even if you have only 3 months of economic activity. ...
For what period can I take a loan through BT Mic?
Depending on the destination, you can take the loan for the following period:➤⠀for sustaining current activity (merchandise, business related expenses, payment ...
If I record an accounting loss, can I access a BT Mic loan?
We have a personalized approach for every business. And we have the possibility to grant financing based on more than just financial results ...
What does “electronic signature” mean on the credit application documentation for a BT Mic loan?
The electronic signature has the same legal value as ✍ the usual signature, the one you are already used to on paper. Thus, once you sign electronically ...