BT Pensions - AskBT | Transilvania Bank
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43 questions and answers

What does Pillar 3 mean?

Pillar 3 is the optional pension privately managed, meaning the money voluntarily accumulated by you for your future pension. 👍In this system, you can ...

137 votes

What does Pillar 2 mean?

Pillar 2 is the mandatory private pension, which was introduced in the year 2008, mandatorily for all employed persons 💼 who had at that ...

55 votes

Why should I have a private pension?

It is good to have the security of tomorrow and never to leave yourself "in anyone's hands." 😊 At this moment, in Romania there are approximately 4.7 million ...

27 votes
Only for BT clients

How do I check if the money I transferred has been received?

To check if your contributions to BT Pensions have been received, you can enter BT Pay, the investments tab, and select the pension fund towards ...

53 votes
Only for BT clients

How do I see how much money I have in my pension account?

Direct in BT Pay, the Investments section, if you are a BT client or on the BT Pensions website, in the "My online account" section you can check at any time, with ...

44 votes

How many types of pensions do we have in Romania?

In Romania we have 3 types of pensions: ❶⠀Pillar 1 ➭ state pension;❷⠀Pillar 2 ➭ mandatory private pension;❸⠀Pillar 3 ➭ optional private pension.

22 votes

What is My Pension?

Pensia Mea is one of the two optional private pension funds managed by BT Pensii, more precisely Pillar 3. The minimum contribution to Pensia Mea ...

18 votes

What does Pillar 1 mean?

Pillar 1 is the state pension that you will receive after you retire, every year. 👴The state pension represents a percentage of the last values ...

8 votes
Only for BT clients

What are the steps to have My Pension?

Enter BT Pay and follow the steps from there. 🥰 Or, contact a BT marketing agent and sign a membership agreement for My Pension. Write to us at ...

7 votes

Where do I transfer the money for My Pension?

If you are employed with a work contract: ➤ you give your employer a copy of the individual membership act for My Pension, and he will withhold and transfer ...

7 votes

How much can I save monthly for retirement?

It would be good to set your mandatory monthly expenses and then see how much you can save for your pension. 😊 The sooner you start saving ...

7 votes

How can I check if the money I transferred for my employees' pension has been received?

In your online employer account you will find information about all the amounts that have been collected and how they have been allocated. 😉

3 votes