Is it mandatory to insure my home? - IntrebBT | Banca Transilvania

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Only for BT clients

Is it mandatory to insure my home?

Yes. Mandatory home insurance policy 🏡, called PAD, represents the insurance policy against natural disasters 🌋 and through Law no. 260 / 2008 every homeowner is obliged to have PAD.

Last update

2026-06-12

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Insurance policy Insurance expenses Home insurance