What advantages do BID-guaranteed loans offer for SMEs? - IntrebBT | Transilvania Bank

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What advantages do loans with BID guarantees offer for SMEs?

BID guaranteed loans are designed to facilitate companies' access to financing under very advantageous conditions. Among the benefits are:
guarantee of 70% of the loan value, which significantly reduces the guarantees required by the bank;
reduced own contribution, which helps companies start investments more easily;
financing available only in lei, up to 14,000,000 lei;
extended maturities: up to 120 months for investments and up to 48 months for working capital (non-reimbursable facilities).

Last update

2026-06-12

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Legal entity products Small Business Credit Company credit Small business loans Credit with European guarantee