Who is BT Mic?
BT Microfinantare IFN S.A., or briefly, BT Mic, started its activity in 2016 and is the microfinance company of the Banca Financial Group ...
What are the costs of a loan from BT Mic?
Cost offer for a BT Mic loan is customized and can only be made following the credit request and business analysis.If you want ...
What are the destinations for which BT Mic loans can be taken?
You can take a loan for working capital, investments, or mixed purposes. In other words, for whatever your business needs: merchandise, payments / ...
With what do I need to guarantee a loan at BT Mic?
The need for credit guarantee arises from the analysis process of your business. 😊Most of the time, only the guarantee by ...
Can I access financing for my company if I only have 3 months of activity?
Of course! 😊 You can apply for funding directly on the BT Mic website or at any BT Mic agency. Even if you have only 3 months of economic activity. ...
For what period can I take a loan through BT Mic?
Depending on the destination, you can take the loan for the following period:➤⠀for sustaining current activity (merchandise, business related expenses, payment ...
Where do I submit the funding application, where I have the registered office or where I conduct my business?
If the registered office is in a different locality than the one where the company's activity takes place, you will have to submit the financing application in the locality where ...
What documents are required for granting a loan with European guarantee?
Copy of the last two accounting balance sheets (annual)Fiscal attestation certificateLegal/constitutive approval regarding the contracting of the loan and ...
Can I refinance existing loans through a loan with European guarantee?
Yes, you can refinance the loans contracted at other banks.
What are the granting conditions for a credit with European guarantee?
The company is not prohibited from issuing bank checks.You are not listed with credit delays in the Credit Risk Center.The company has no records ...
What is the grace period for a credit with European guarantee?
You can benefit from a grace period of up to 36 months.
What is a credit with European guarantee?
A credit with European guarantee is intended for the financing or refinancing of expenses related to investment projects, with the possibility of ...