What documents do I need to access a BT Micro loan?
Don't worry! There aren't many. 😃To access a BT Mic loan you need:➤⠀financial documents – usually two trial balances (the annual one ...
With what do I need to guarantee a loan at BT Mic?
The need for credit guarantee arises from the analysis process of your business. 😊Most of the time, only the guarantee by ...
If I record an accounting loss, can I access a BT Mic loan?
We have a personalized approach for every business. And we have the possibility to grant financing based on more than just financial results ...
I need an advance for an investment loan at BT Mic?
No, you really don’t need an advance! 😉 And this is because we at BT Mic can fully finance the investments for which the loan is granted.
Can I refinance loans from other institutions with the loan obtained from BT Mic?
Yes, through the BT Mic loan, you can refinance loans taken from other institutions. 😃
How are the payment installments determined if I take a BT Mic loan?
At BT Mic, credit installments are adapted to the specifics of your business 🙂More exactly, we can have:➤⠀a classic schedule with 12 equal monthly installments;➤⠀a schedule with installments ...
If we don't have a company, we are PFA (two entities), could we take a BT Mic loan?
At BT Mic, we can finance any form of legal organization, including PFA entities. 😉 We take into account the income you have earned regardless of the type ...
If I am an individual agricultural producer, for example, can I access a BT Mic loan?
Of course! At BT Mic, we grant credit to individual agricultural producers.
I have been employed for about 6 years and have an average salary. I have not had any company until now. How can I get a BT Mic loan?
First of all, you need to establish a legal entity (PFA, II, SRL etc), prepare the first 3 balance sheets in which you recorded income and ...
Do I need a guarantee for a BT Mic loan?
Depending on the requested amount and the result of the credit analysis, guarantees may be required from you. If you mean real estate guarantees, the financing decision is ...
I have a SRL-D established for HR consultancy. We are not VAT payers, and last year the company had an accounting loss. We would like to purchase licenses for evaluation software, how can you help us?
We have the possibility to grant financing that covers the need for purchasing certain software. It would be best to fill out the form on the website ...
I am preparing a business together with a friend, in the fashion field. Do you offer funding in this field as well?
Through BT Mic, we finance legal entities from all fields of activity, and the fashion sector is also among them. Your business is ...