Credit with European guarantee - IntrebBT | Banca Transilvania
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13 questions and answers

What documents are required for granting a loan with European guarantee?

Copy of the last two accounting balance sheets (annual)Fiscal attestation certificateLegal/constitutive approval regarding the contracting of the loan and ...

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Can I refinance existing loans through a loan with European guarantee?

Yes, you can refinance the loans contracted at other banks.

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What are the granting conditions for a credit with European guarantee?

The company is not prohibited from issuing bank checks.You are not listed with credit delays in the Credit Risk Center.The company has no records ...

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What is the grace period for a credit with European guarantee?

You can benefit from a grace period of up to 36 months.

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What is a credit with European guarantee?

A credit with European guarantee is intended for the financing or refinancing of expenses related to investment projects, with the possibility of ...

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What use is a credit with a European guarantee for investments to you?

Acquisition of buildingsAcquisition of equipmentAcquisition of machineryAcquisition of means of transport

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How to use a credit with European guarantee?

The credit can be used in full or in installments, based on supporting documents.

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I want a loan with European guarantee, how do I proceed?

Come to the nearest BT branch and we will help you with all the necessary steps.

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What advantages do loans with BID guarantees offer for SMEs?

BID guaranteed loans are designed to facilitate companies' access to financing under very advantageous conditions. Among the benefits are ...

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What special conditions must a company meet to access a loan with BID guarantees?

In order to access financing, among other conditions, the company must be eligible for de minimis aid, as the EBRD guarantee involves verification ...

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What types of companies can access loans from the EIB program?

The EIB program targets a wide range of companies: Microenterprises, SMEs, Corporate and LaCo. Financing can reach up to 12.5 million EUR ...

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What are the main advantages of the Education Loan?

80% of the credit is guaranteed by EIF, which means zero material guarantees for revolving credit lines or medium-term loans.Financing ...

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