What conditions must I meet to take a loan from BT Mic?
You can benefit from a loan at BT Mic if you have:➤⠀a company with at least 3 months of economic activity, regardless if it is an SRL, PFA, II (enterprise ...
Who is BT Mic?
BT Microfinantare IFN S.A., or briefly, BT Mic, started its activity in 2016 and is the microfinance company of the Banca Financial Group ...
What is the “interest rate” on loans?
The interest rate is the element you must absolutely consider when you take a loan. 😉Practically, this is the percentage of the total borrowed amount ...
What rates do I have to pay if I take a BT Mic loan?
At BT Mic, credit installments are tailored to the specifics of your business. 🙂More precisely, we can have:➤⠀ a classic schedule with 12 equal monthly installments;➤⠀a schedule with ...
What are the destinations for which BT Mic loans can be taken?
You can take a loan for working capital, investments, or mixed purposes. In other words, for whatever your business needs: merchandise, payments / ...
Can I access financing for my company if I only have 3 months of activity?
Of course! 😊 You can apply for funding directly on the BT Mic website or at any BT Mic agency. Even if you have only 3 months of economic activity. ...
For what period can I take a loan through BT Mic?
Depending on the destination, you can take the loan for the following period:➤⠀for sustaining current activity (merchandise, business related expenses, payment ...
Does my company have to be in a specific field of activity to obtain a loan through BT Mic?
We finance various businesses from trade, transport, services, private education, to economic activities in creative fields. 😊 And we also finance activities ...
If I have a school, kindergarten, or an educational center, can I apply for a BT Mic loan?
Yes, you can, regardless of whether you have an association, foundation, educational institution, or a LLC. What matters is that you carry out your activity in the field of education of ...
What advantages do loans with BID guarantees offer for SMEs?
BID guaranteed loans are designed to facilitate companies' access to financing under very advantageous conditions. Among the benefits are ...
For what types of projects can I get a green loan?
Photovoltaic systems for prosumers (with or without batteries)Electric UP projectsPhotovoltaic parks (including PNRR financing)
For what types of investments can I use the green energy loan?
Construction and equipment of photovoltaic parksComplete installations for prosumersProjects financed by the Modernization Fund or Electric ...