What other saving options are there besides deposits or savings accounts?
Knowing other saving products besides classic deposits is the key to smart saving. Unfortunately, Romania is among the last ...
Is there a possibility that the IRCC index is higher than ROBOR, thus the loan costs will increase and not decrease?
Given that the IRCC index was recently introduced in legislation, it cannot be said with certainty what its evolution will be, the current trend is ...
A company can refinance a loan granted to a shareholder or its administrator as an individual? But inversely?
A company cannot refinance loans granted to its individual shareholders or associates. 😕But the shareholders or administrators of a company can ...
How do ROBOR / IRCC influence interest rates?
Variable interest rates in RON are influenced by ROBOR 6M / IRCC because they are composed of ROBOR 6M / IRCC + a fixed margin of the bank. 🙂In the case of loans with ...
How can I request an increase of the credit card limit?
If you are an individual client, resident and credit card holder, you can request a credit line increase simply and quickly through BT Pay. You just have to ...
Can I change the credit repayment method?
Sure! Depending on the variant most suitable for your budget, you can choose to switch from equal installments to decreasing installments, or vice versa.If you want to ...
What are the benefits of increasing the line of credit?
You have a lot of benefits. 😃 Pay attention: you don't have to come to the bank anymore, you get the increase directly from BT Payyou use the card and the increased credit directly from ...
What are the steps I need to follow if I want to open a dental office?
From a financing point of view, you would have easier access to credit if you already received income from providing dental services through an entity ...
For what period can I receive an investment loan from BT?
Investment loans are granted for a period of up to 15 years. ⏳However, in determining the exact credit period, we take into ...
I have been employed for about 6 years and have an average salary. I have not had any company until now. How can I get a BT Mic loan?
First of all, you need to establish a legal entity (PFA, II, SRL etc), prepare the first 3 balance sheets in which you recorded income and ...
For the purchase of used transport vehicles, under what conditions can one benefit from leasing and what would be the down payment?
We can finance the purchase of used cars from abroad (DE) under the following conditions: ➤ if the company is a start-up (< 12 months of activity) ...
How does the current interest rate evolve during the term of the loan?
During the course of the loan, the current interest rate level may change depending on the evolution of the reference index:➤⠀IRCC* / ROBOR* for ...
