How do ROBOR / IRCC influence interest rates? - IntrebBT | Banca Transilvania

body * { display: none!important; } body:before { content: 'Eroare: Aceasta pagina are nevoie ca JavaScript sa fie activat.'; position: absolute; top: 50%; left: 50%; width: 100%; max-width: 300px; padding: 20px; display: block; text-align: center; font-size: 16px; font-family: monospace; font-weight: bold; transform: translate(-50%, -50%); }

How do ROBOR / IRCC influence interest rates?

Variable interest rates in RON are influenced by ROBOR 6M / IRCC as they consist of ROBOR 6M / IRCC + a fixed margin of the bank. 🙂

In the case of variable interest rate loans granted in RON to individuals, starting from May 2, 2019, according to GEO 19 / 2019, the ROBOR index is replaced by the IRCC index.

Thus, if ROBOR, respectively IRCC increases it is a signal that interest rates will also rise, and if ROBOR, respectively IRCC decreases it means that interest rates will fall. 😉

Last update

2026-06-12

Was the answer useful to you?

Tag

IRCC ROBOR ROBOR & IRCC