How does the current interest rate evolve during the loan term? - IntrebBT | Banca Transilvania
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How does the current interest rate evolve during the term of the loan?

During the course del credito, the current interest rate can change depending on the evolution of the reference index:

➤⠀IRCC* / ROBOR* for loans in RON;

➤⠀EURIBOR*for loans in EURO;

➤⠀LIBOR* for credits in USD.


Interest will be updated and changed quarterly by us, depending on the IRCC / ROBOR / EURIBOR / LIBOR index in force, on the last day of the previous quarter (that is March 31, June 30, September 30, and December 31) and applies starting with the first working day of the new quarter. 📆

* If you are curious to learn more about benchmark indices, we invite you to access the question „What is IRCC, ROBOR, EURIBOR or LIBOR?”. 😉

❗⠀If you are thinking of taking a credito:

➤⠀can you calculate the monthly rates online in BT credit simulator;

➤⠀and then you find out by phone if you qualify for the desired amount. 😃

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