How is the variable interest rate calculated? - IntrebBT | Banca Transilvania

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How is the variable interest rate calculated?

This is calculated based on the reference index IRCC / ROBOR / EURIBOR / LIBOR + the bank's fixed margin. 😮

Interest is calculated on the credit balance and collected monthly, until the full repayment of the credit.

❗⠀If you are thinking of taking a credito:

➤⠀can you calculate the monthly rates online in BT credit simulator;

➤⠀and then you find out by phone if you qualify for the desired amount. 😃

Last update

2026-06-12

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Variable interest IRCC