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2632 questions and answers
Only for BT clients

Can I activate the SMS Alert service on the BT Meal Card?

Unfortunately, the SMS Alert service cannot be activated on the BT meal card. Instead, you can register the card in the BT Pay app, where you can track ...

15 votes

How do ROBOR / IRCC influence interest rates?

Variable interest rates in RON are influenced by ROBOR 6M / IRCC because they are composed of ROBOR 6M / IRCC + a fixed margin of the bank. 🙂In the case of loans with ...

11 votes
Only for BT clients

If the business partner has the account opened at another bank, do I benefit from the unlimited and free facilities from the UNLIMITED package?

For partners outside the BT network, you can choose one of the packages with included interbank operations, depending on the monthly transactions you ...

8 votes
Only for BT clients

What instruments does the bank use to secure card transactions?

We use advanced information systems for monitoring transactions, which most often quickly identify possible fraudulent events. 🕵Ca o ...

16 votes
Only for BT clients

I have been employed for about 6 years and have an average salary. I have not had any company until now. How can I get a BT Mic loan?

First of all, you need to establish a legal entity (PFA, II, SRL etc), prepare the first 3 balance sheets in which you recorded income and ...

8 votes
Only for BT clients

Can I pay an OP via BT Express if I do not have a BT card?

Unfortunately, this operation is available only to BT card holders. 🙁

2 votes
Only for BT clients

For what period can I receive an investment loan from BT?

Investment loans are granted for a period of up to 15 years. ⏳However, in determining the exact credit period, we take into ...

10 votes
Only for BT clients

How do I add BT cards to Garmin Pay?

❶⠀From the device page in the Garmin Connect app, select "Garmin Pay" ➭ "Create Wallet"; ❷⠀Set a password; ❸⠀Enter the card details ...

5 votes

What kinds of housing can be bought through the New Home program?

There are several scenarios you can find yourself in, as follows:➤⠀If the house was completed more than five years before the application date, then the maximum value of ...

4 votes

How can I request an increase of the credit card limit?

If you are an individual client, resident and credit card holder, you can request a credit line increase simply and quickly through BT Pay. You just have to ...

8 votes

What is the cash withdrawal order?

Cash withdrawal order is a payment instrument used by bank account holders, individuals and legal entities, with corresponding availability ...

4 votes

What is the "Invest in Yourself" Program?

"Invest in yourself" is a governmental program aimed at young people aged between 16 and 26 years, if they are in the ...

13 votes