Can I repay the loan early?
Of course. You can repay the loan anytime, partially or in full. If you have a variable interest rate, you do not pay a commission. For the fixed interest rate, there is a commission ...
What is the difference between a real estate loan and a mortgage loan?
In short, the mortgage loan allows for a wider range of purposes and can have various types of guarantees. On the other hand, the home loan has a ...
What is a "credit card"?
Credit card, also known as a shopping card, is a payment instrument issued by the bank, which provides you with a limit of ...
After how many days am I reported to the Credit Bureau if I have delayed the installment payment? If I have been reported, can I still take a loan?
Reporting to the Credit Bureau is done for delays longer than 30 days in payment of installments. 📆The data stored in the record system of the Bureau of ...
I have a shopping card and have accumulated STAR points. At which merchants can I make such purchases?
STAR Forte cards, Mastercard Forte for Doctors, STAR Gold, VISA Gold Rotary and STAR Platinum are included in our loyalty program, STAR ...
How can I keep track of my installments and how can I find out how much I still have to pay on the loan?
You can check your credit status, including if you have arrears and what amount is overdue in several ways If you are an individual client you can check ...
If I receive my salary in the BT account, do I benefit from better costs on loans?
Yes. If you receive your salary at BT, you can get a more advantageous interest rate and avoid worrying about monthly payments - the installment is paid automatically, so you don't ...
How can I find out how many STAR points I have accumulated?
You have many ways to find this out: ❶⠀Directly from BT Pay: after registering your STAR card in the app, you just need to tap on ...
Will I receive STAR points for installment transactions?
To benefit from STAR loyalty points, payment must be made in full, through a BT POS. ⭐❗⠀It's also good to know that: if you choose ...
What does "interest-free installment payment" mean?
It means that you can shop with the Star card (you can choose from several types of cards, depending on your needs) and pay back the money in installments, ...
What is the STAR program and what are the benefits attached to credit cards?
STAR is our loyalty program, which is based on accumulating points that turn into money. 💰In addition, it offers you the chance to pay in ...
What does "refinancing a consumer loan" mean?
Refinancing involves taking out a new loan through which you pay off one or more consumer credits, the possible additional amount obtained being able to be ...