After how many days am I reported to the Credit Bureau if I have delayed the installment payment? If I have been reported, can I still take a loan?
Riferimento a Credit Bureau it is done for delays greater than 30 days in the payment of installments. 📆
The data stored in the Credit Bureau's record system is kept for 4 years:
➤⠀from the moment of payment of the last outstanding installment;
➤⠀or from the date of the last update sent by the bank.
If you currently appear in the Credit Bureau record system, it does not mean that you can no longer get a loan from us. 😮
In this case, we will analyze (in addition to your situation at the Credit Bureau) your financial and family situation, in order to decide if you are eligible for a new loan, according to our credit norms and policies. 🙂
❗⠀If you are thinking of taking a credito:
➤⠀can you calculate the monthly rates online in BT credit simulator;
➤⠀and then you find out by phone if you qualify for the desired amount. 😃