What is the "Credit Bureau"? - IntrebBT | Banca Transilvania

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What is the "Credit Bureau"?

The Credit Bureau is the institution that collects and manages data about loans granted by almost all banks and financial institutions in Romania. 💼

More precisely, for each individual, the Credit Bureau will show information regarding:

➤⠀type of credit;

➤⠀date of granting;

➤⠀loan duration;

➤⠀amount / its value;

➤⠀and the history of installments paid in the last 5 years (including arrears over 30 days).

❗⠀If you are thinking of taking a credito:

➤⠀can you calculate the monthly rates online in BT credit simulator;

➤⠀and then you find out by phone if you qualify for the desired amount. 😃

Last update

2026-06-12

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Credit Bureau Personal loan Mortgage housing credit