Can I refinance a mortgage loan?
Yes, you can refinance all types of loans for real estate investments contracted from other banks or even from us. 😃By refinancing the loan ...
Can I repay a loan early? If yes, how?
Of course you can! You can repay it fully or partially. 😃❗⠀We recommend that you contact the BT branch where you took out the loan, in order to complete a ...
Where can I ask for clarifications about my situation at the Credit Bureau?
➤⠀you can find out more details about your situation at the Credit Bureau by making a request on the Bank's contact page. If you have a loan at BT, you will ...
What is the “interest rate” on loans?
The interest rate is the element you must absolutely consider when you take a loan. 😉Practically, this is the percentage of the total borrowed amount ...
What is the minimum advance payment I have to make in order to purchase a land?
In case of purchasing a land, the minimum advance payment is 50% of the sale-purchase value. However, keep in mind that the land must be located ...
Is there an early repayment commission for the New Home and Real Estate-Mortgage loans?
In the case of loans for real estate purchases, the early repayment fee is ZERO. To repay the loan early you only need to come to ...
Where can I find the BT loan calculator or credit simulator?
On our website, obviously. With a simple tap, you have also reached the credit simulator. 👈Whether you need a:➤⠀consumer loan ...
What is the "Credit Bureau"?
The Credit Bureau is the institution that collects and manages data about loans granted by almost all banks and financial institutions from ...
Can I find out the amount I qualify for without going to the bank?
Of course! And to make fewer trips to the bank, we have prepared several options for you: ❶⠀You can use the BT* credit simulator. Simple and ...
When do I pay the installments for the insurance attached to the loans I took at BT?
You pay the life insurance installments together with the payment obligations of the loan, at the deadlines established in the contract. 🙂The ones for the insurance ...
What are the conditions for granting the New Home loan?
New Home Credit is a solution for your dream to come true. 🏠See below the granting conditions:➤⠀you must have income ...
What are the stages of a New Home credit file?
A New Home credit file must go through several stages, as is natural. To give you an idea, know that these are:❶⠀Legal analysis - ...