What are the stages of a New Home loan file? - IntrebBT | Transilvania Bank

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What are the stages of a New Home credit file?

A New Home credit file must go through several stages, as is natural. To give you an idea, know that these are:

❶⠀Legal analysis - the stage that involves checking the legal aspects of the property

❷⠀Property appraisal

❸⠀Financial analysis - verification of participants' credit income

❹⠀Approval of the file by the bank

❺⠀Verification and approval of the file by the Guarantee Fund

❻⠀Contract drafting

You can see qui more details.

Last update

2026-06-12

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Tag

Mortgage housing credit New House