What does "interest-free installment payment" mean?

It means that you can shop with the Star card (you can choose from several types of cards, depending on your needs) and pay back the money in installments, depending on how many installments you choose, without paying interest* for the money used.

With STAR shopping card you have up to 18 installments without interest in our partner stores. Specifically, we have the largest network of partner stores: over 25,000 to choose from.


It is good to know that the number of installments varies from one partner to another, depending on the specifics of the activity.

❗⠀Remember: The STAR shopping card is a credit card, but if you do not have enough money in the credit line and want to make a purchase, you can deposit money on the card yourself and you will have installments only for the money used from the credit line.

* You do not pay interest on the condition that you deposit the installment by the 25th of each month. If you do not deposit the full installment, it is necessary to deposit at least 10% of the used amount, and for the remaining amount, interest will be calculated at 24% per year. If you have used the card for full payments as well, the amount you need to deposit = the monthly installments + the amount used for full payments in the previous month. All money spent on full payments during a month + the installments must be deposited between the 1st and 25th of the following month. If the 25th of the month is a non-working day, our recommendation is to deposit the amount on the last working day before the 25th.

You can fulfill more wishes than you think by using the Star program: installment payments, points for full payments, the huge list of merchants you can choose from. You just need a little practice 😉