What is early repayment?
Early repayment represents the payment of an amount from the loan balance, in advance, at any time, before the final due date. Early repayment of a ...
How do I know if I am a prosumer?
Prosumers are natural or legal persons who, according to Energy Law 123, produce electricity from renewable sources for their own consumption ...
Is the repayment period and monthly payment due date of loan installments the same in BT as in OTP?
Yes, both the repayment period and the monthly maturity of the loans are maintained at BT according to the credit agreement concluded with OTP.
What can I do with a personal loan?
You can do whatever you want, even go on the long dreamed cruise 😊 but the main covered needs are: ❶⠀renovation / arrangement of the house in the "little house ...
Can I get a green loan from BT?
Green loans have an increasingly significant share of the total mortgage loans granted by BT and they will most likely be the "new standard" ...
How do you choose to repay the loan: in equal or decreasing installments?
When you want a loan, you can choose, right at the beginning or anytime later, to repay in equal or decreasing installments. A few details for a decision ...
What will my overdraft interest rate be?
The interest rate on the Overdraft is variable and is determined individually, depending on your client profile and the policy of Transilvania Bank.What is important ...
How long does it take to complete the request for increasing the credit line?
You will be able to complete the request within a maximum of 72 hours. It is good to know that you have two stages: You must fill in the information requested by us and the agreement for ...
How can I obtain the new repayment schedule issued by BT?
The repayment schedule related to migrated loans can be obtained at any BT unit.
Can the repayment schedule related to the loans be accessed from BT's internet banking application?
Yes, starting from March 3, 2025, the repayment schedules related to the loans will be accessible from BTPay.
What conditions must I meet to be able to take out a mortgage loan?
The procedure is simple, the granting conditions are minimal, and the documentation is easy to complete! 😃To take out a loan from Banca Transilvania, it is ...
What happens if I had payment delays for Overdraft?
In case at the end of February 2025 you appear with outstanding credit and/or unauthorized debit regarding the granted credit line in the account ...