What does "person not naturally covered against currency risk" mean?
You have this title if you do not obtain eligible income for credit reimbursement: ➤⠀denominated;➤⠀or indexed to the currency in which the credit is ...
What does CSALB do?
Alternative Dispute Resolution Center in the Banking Sector or CSALB manages the infrastructure necessary for alternative dispute resolution ...
What are the necessary documents in order to access a quick credit line without guarantees for companies?
In order to access a quick credit line without guarantees, we only need a few documents:➤⠀copy of the last two financial statements ...
I need money for payments to suppliers or for paying salaries and I need a quick loan. How should I proceed?
We are waiting for you in any BT unit with the latest annual financial statement and with a Tax Certification Certificate. Normally, we can give you a preliminary response on the spot, ...
How is a loan rate calculated?
The rate is calculated based on the type of credit (personal needs, mortgage, etc.), the amount you want to borrow, the period of time you choose to ...
In what currencies can I access a fast credit line with guarantees for businesses?
Quick credit line with guarantees can be accessed both in lei and in euros. For more details, we are waiting for you in any BT unit, for sure ...
Repayment in equal or decreasing installments?
You can choose what suits you: Equal installments offer you the same monthly amount and predictability; Decreasing installments start higher, but decrease over time and ...
In what currency can I request a loan?
You have two options. You can get it in RON or in EUR. 🧐 If you are thinking about taking a loan, you can calculate the monthly installments online in the BT loan simulator and ...
Does the fact that I am an individual BT client give me any advantage in obtaining a loan for the LLC I manage?
Thank you for being our customer. 😊Regarding the credit decision, it is good to know that it is based on the current situation and plans ...
What is the maximum period for which I can access a quick credit line without guarantees for my business?
For this facility, the maximum period is 24 months. 🧐
What is the increase of the credit line?
It is a service through which you can request an increase of the credit line for your credit card. Basically, if you have a credit card you can increase the credit line ...
What is the age of those who take out a personal loan? And of those with a mortgage housing loan?
The largest share is found in the age category 30-50 years for both types of loans. 🕵