What will my interest rate be for Overdraft? - IntrebBT | Banca Transilvania

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What will my overdraft interest rate be?

The interest on the Overdraft is variable and is set individually, depending on your client profile and the Transilvania Bank's policy.

What is important to know:

Interest applies only to the amount used: You pay interest only on the part of the Overdraft limit that you have actually spent, and only for the period during which you used it.
Better costs for loyal customers: If you receive your salary in the BT account, you can benefit from a preferential interest rate, more advantageous at 14%/year. If you do not receive your salary at BT the interest rate is 17%/year.

Last update

2026-06-12

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