What are the costs associated with owning a Star Card?

The main costs are:

• Annual administration fee: check the commission grid, but there are often exemption offers under certain conditions.
• Interest: It applies ONLY to the amount not fully paid by the end of the grace period. Purchases paid in installments at partners or those paid in full on time are without interest.
• Cash withdrawal fee: Cash withdrawal is expensive and is recommended only in emergency cases.