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2632 questions and answers

A company can refinance a loan granted to a shareholder or its administrator as an individual? But inversely?

A company cannot refinance loans granted to its individual shareholders or associates. 😕But the shareholders or administrators of a company can ...

7 votes

What is RoPay and RoPay Alias?

With RoPay Alias, clients only need the phone number, and with RoPay, they only use a QR code. They can make instant and free transfers, without ...

98 votes
Only for BT clients

What does the message that I receive by SMS Alert contain when I pay with the card?

If you have activated the SMS Alert service on your cards, then you will receive a message after each payment made that contains the following information:➤⠀payment ...

8 votes

How to choose the loan currency?

This choice is a very important one, to expose yourself as little as possible or not at all to currency risk. To ensure that you will not be exposed to these ...

58 votes
Only for BT clients

Does the Visa Business Gold corporate credit card give me access to the Business Lounge lounges at Cluj and Bucharest Airports?

Of course! You have access to the Business Lounge salons if you have your Visa Business Gold credit card with you. In addition, the best part is that you can take with ...

10 votes
Only for BT clients

How can I obtain a portfolio sheet?

Portfolio sheets are sent by mail every year until the end of January. 📆Also, you can get the portfolio sheet:➤⠀by downloading it from ...

17 votes

When is the installment charged if I decided to pay with a credit card in installments?

When it comes to the credit card, the rule is as simple as it gets! By the 25th of the month, you have to have the money on the card, no matter what! Only ...

17 votes
Only for BT clients

What happens if the savings account balance for legal entities falls below 100,000 RON?

In this case, the savings account is closed and the interest is received up to date. The money is thus automatically transferred to the current account. 🙂

2 votes

What do I have to do to provide employees with the BT meal card?

The first step is to request the conclusion of an agreement with BT. And for this you can fill out a form and we will contact you as soon as possible ...

1 votes
Only for BT clients

Why am I asked for an identity document when I pay by card?

In certain situations, merchants may ask for an identity document to:➤⠀identify the owner;➤⠀verify the consistency of the name printed on the card with the one ...

19 votes
Only for BT clients

What are the steps I need to follow if I want to open a dental office?

From a financing point of view, you would have easier access to credit if you already received income from providing dental services through an entity ...

19 votes
Only for BT clients

How can I use the card before physically receiving it?

If you are an individual client and have BT Pay installed on the phone number declared to the bank, you can add your cards to BT Pay, even before ...

3 votes