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2762 questions and answers
Only for BT clients

What happens if I received a sum of money through BT Pay, but I can't accept it now?

You have 48 hours to accept the sum of money that has been transferred to you. 😁 Otherwise, the money will be returned to the account of the person who initiated ...

69 votes
Only for BT clients

Can I apply for a mortgage loan if I work in Italy?

Yes, you can, if you opt for a mortgage-backed loan. 🙂You only have to:➤⠀have income obtained from employment contracts carried out in ...

79 votes
Only for BT clients

Is the account statement free or do I have to pay?

It depends. If you request it from a BT unit, the monthly account statement is free. However, the daily one costs you 1 LEU. 🤷You can request it for free though from the BT application ...

57 votes
Only for BT clients

What happens if I lose my job?

If this happens, it is important to inform us as soon as possible. Together we analyze options such as postponing installments or adjusting the loan, thus ...

104 votes

What is „bursa”?

The stock exchange is the institution through which investors sell or buy securities, the simplest of these being shares. "The stock exchange of ...

80 votes
Only for BT clients

What should I do if my account is blocked to unlock the due amounts?

It is good to know that the garnishment is established on the amounts from all bank accounts, both current and those you will collect, up to the garnishment value, ...

36 votes
Only for BT clients

In what currency can I open deposits at BT?

You can open deposits in the following currencies:➤⠀„RON” – Ron; ➤⠀„EUR” – Euro; ➤⠀„USD” – US Dollar;➤⠀„GBP” – British Pound; ➤⠀„CHF” – Swiss Franc; ...

104 votes

How to choose an insurance that fits my needs?

We have for you several types of insurance at our partners: Metropolitan Life, Groupama Insurance and Asirom. 😃For each of the insurance ...

80 votes
Only for BT clients

With what do I need to guarantee a loan at BT Mic?

The need for credit guarantee arises from the analysis process of your business. 😊Most of the time, only the guarantee by ...

90 votes
Only for BT clients

Do I receive messages through BT Alert even when I make payments?

Yes, through the BT Alert service you receive notifications also in case of payments made from: ➤⠀current account;➤⠀from the VAT account; ➤⠀or the escrow account. This ...

125 votes
Only for BT clients

What is the maximum age for a second-hand car acceptable for financing through leasing?

When it comes to leasing, it is good to know that we accept the purchase of cars only from new and used car dealers both from the country and from ...

33 votes

Why do some banks have 0 commission for withdrawals from any ATM in Romania?

As in any other business, you have some taxes and fees for the services you use. These costs can come in several forms: of ...

29 votes
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