If I have a car on lease, do I also have to take out the CASCO insurance policy, even if I have RCA insurance?
Yes. In the case of leasing, the CASCO policy is mandatory for the entire duration of the financing, as the financier remains the owner of the vehicle until ...
Can I change the insurer when renewing the RCA policy?
Yes. When renewing the RCA policy, you can always choose another insurer, depending on the offer that suits you best.
In case of damage, who receives the compensation?
The RCA compensation is paid to the injured party (the third party), regardless of whether the vehicle is leased or personally owned.
If I have CASCO insurance, do I also need RCA insurance?
Yes. RCA is mandatory by law for all vehicles registered or recorded in Romania and covers damages caused to other persons in the case ...
When should I conclude the RCA policy?
RCA policy is concluded at the vehicle registration or at the expiration of the existing policy.It is important to know that, as a rule, the insurance becomes effective ...
What is Green Card?
Green Card is part of the RCA policy and covers damages caused to third parties abroad, following a road accident. The document mentions the countries ...
What happens if I drive without RCA insurance?
RCA must be kept valid for the entire period during which the vehicle is registered. Its absence may incur fines and the withholding of the certificate or the ...
How is the price of RCA insurance determined?
The price of the RCA policy is calculated by each insurer based on several criteria, such as: type of vehicleengine powerlocality of ...
For what period can I conclude the RCA policy?
RCA policy can be concluded for periods between 1 and 12 months, in multiples of one month. In certain special situations, such as import, export or ...
Can I also pay the RCA policy in installments?
Depending on the insurer, the RCA policy can be paid in full or in installments. For vehicles under leasing, some companies may also offer the option of ...
What does the Bonus-Malus system represent?
The Bonus-Malus System influences the price of the RCA policy based on your claims history.If you drive carefully and do not cause accidents, you can benefit from ...
How do I check the validity or existence of the RCA policy?
You can quickly check the validity of the RCA policy in the AIDA database, using the registration number or the chassis series. The check is free and you ...