What criteria do I need to meet to get a better interest rate on the refinancing of a personal loan?
The offer is personalized according to your financial profile: Your credit history – the better your payment behavior, the more ...
What costs do I have if I trade BT Romania ETF?
The costs are reduced: a commission of 0.25% both on purchase and on sale, and the custody fee is zero.
What documents are necessary for rental income?
For income from rents you need: rental contract registered with ANAF, bank statements for the last 3 months, ANAF Agreement, deed of ...
Why choose government bonds for investments?
Government bonds are considered low-risk instruments, guaranteed by the Romanian state. The interest is known from the beginning and is paid annually, until ...
Is there a maximum amount for the installment payments?
There is no minimum amount imposed by the bank to make installment payments to Star partners. The limit is given only by how much money you still have available on ...
What is Online Credit from BT Go?
BT Go Online Credit is a financing product dedicated to businesses, with monthly rates, without imposed destination, which you access 100% online, directly ...
I need the electronic signature to apply for the Online Credit from BT Go?
No. You do not need to already have an electronic signature. In case you are the administrator who signs the contract, the electronic signature is issued ...
Can I apply for a Star Card if I am retired?
Yes. Pensioners can apply for the Star Card if they meet the minimum income threshold (800 lei net/month). The pension is accepted as a source of income to get ...
How much does it cost to replace the card in case of loss or theft?
Card replacement (upon request or in case of loss/theft) may involve a fee, according to the fee and commission brochure available on the website. Check ...
Are there dedicated locations for Premium Club customers?
Yes. Premium clients have access to dedicated locations in Bucharest, Cluj, Brașov, Timișoara, Constanța, and Oradea, where they can talk to a Relationship Manager ...
Is it worth refinancing a mortgage with a variable interest rate now?
Yes, it is worth considering refinancing, especially if you can reduce the loan term or lower the monthly payment. Such a change can lead to a ...
In what cases can my debt ratio increase?
The debt ratio can increase when your income rises or when your monthly expenses decrease. Practically, you have more room in the budget for an installment ...