How do I pay my life insurance policy attached to the loan migrated from OTP?
If you have a life insurance policy attached to the loan migrated from OTP with monthly payment, make sure you have the necessary amount for the insurance premium in your account. The premium ...
What are the eligibility criteria for a mortgage loan?
To obtain a mortgage loan, the following are checked: age (minimum 18 years, maximum 65–75 years at the end of the loan, depending on the type of income), incomes ...
Do I need an advance payment to take out a mortgage home loan?
Yes. It is mandatory to have a down payment of at least 15% for the loan in lei and at least 20% for the one in euros. The down payment must be deposited in cash or ...
What exclusive benefits does the BT Flying Blue Premium card have?
Free access to the Business Lounge lounges in Henri Coandă Airport (Bucharest) and Avram Iancu (Cluj-Napoca). Visa Premium benefits: discounts and ...
Where can I pick up the new Direct card after it expires?
It comes to you. The new card, automatically issued after expiration, is sent by mail to the address you provided. Remember: one card can be used ...
What happens to my home insurance attached to the loan migrated from OTP?
Home insurance attached to the loans will remain active and taken over by Banca Transilvania.
Does my life insurance attached to the loan remain active under the same contractual conditions?
Yes, the life insurance attached to the loan remains active under the same contractual conditions.
How can I get a BT meal card?
The card is issued at your employer's request. Once activated, it will be loaded monthly with the value of meal vouchers, so that you have access ...
Can I also get an additional amount when refinancing a personal loan?
Yes - if you meet the eligibility criteria, and your income and debt level allow it, you can refinance the current loan and obtain money in ...
I received the card from the company administrator. What should I do with it?
The card must be activated at any Transilvania Bank ATM, based on the activation code received via SMS on the phone number provided at OTP. However, ...
Where can I obtain information about my life insurance policy migrated from OTP?
Information about your life insurance policy, attached to the loan taken over from OTP, can be obtained either at a BT branch or by calling our colleagues in the Call Center.
In the notification sent to clients, are the corresponding products from OTP also mentioned?
Yes, all the corresponding products in BT taken over from OTP are mentioned in the notification.