What are the eligibility criteria for a mortgage? - IntrebBT | Transilvania Bank

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What are the eligibility criteria for a mortgage loan?

To obtain a mortgage loan, the following are checked:

age (minimum 18 years, maximum 65–75 years at the end of the credit, depending on the type of income),
stable and sustainable incomes,
your payment history,
allowed indebtedness level,
the guarantees you can provide.

A positive history in the relationship with BT can represent an advantage.

Last update

2026-06-12

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Mortgage credit