Can I repay the loan early?
Of course. You can repay the loan anytime, partially or in full. If you have a variable interest rate, you do not pay a commission. For the fixed interest rate, there is a commission ...
I want to cancel my credit card. What do I need to do?
If you want to cancel your credit card, we are waiting for you at any BT unit to fill out a card closure and line repayment request ...
Can I repay a loan early? If yes, how?
Of course you can! You can repay it fully or partially. 😃❗⠀We recommend that you contact the BT branch where you took out the loan, in order to complete a ...
When do I have to repay and what amount from the credit used on the card?
For a credit card, you must repay at least 10% of the used credit value within a calendar month, between the 1st and the 25th of the month ...
What rights do I have when I take out a loan?
When you take a loan, first of all we advise you to choose the loan that suits your need. We respect the right to information and we provide you with ...
What is the "repayment schedule"?
The repayment schedule tells you details about your credit, namely, about: ➤⠀the status of the installments; ➤⠀payment terms and conditions; ➤⠀interest payment and ...
What happens with the guarantees if I repay the entire loan?
In case you fully repay the financing, at term or in advance, all constituted guarantees will be canceled. 😎
If I pay more than the monthly installment, is it deducted from the interest, is the balance recalculated?
If you want to repay in advance a part of the value of the Direct Credit, please fill in the partial payment form* and once completed, send it to us ...
For what period can I receive an investment loan from BT?
Investment loans are granted for a period of up to 15 years. ⏳However, in determining the exact credit period, we take into ...
Can I change the credit repayment method?
Sure! Depending on the variant most suitable for your budget, you can choose to switch from equal installments to decreasing installments, or vice versa.If you want to ...
What happens if I do not comply with the conditions of the state aid scheme?
If you do not comply with the conditions of the state aid scheme (the document you signed when receiving the state guarantee) you will be required to reimburse ...
What advice do you have for someone interested in a mortgage loan?
For mortgage loans, you must consider 3 elements:❶⠀the down payment,❷⠀the monthly payment amount, and❸⠀the total amount payable. The 3 aspects that are related ...