If I pay more than the monthly rate, is it deducted from the interest, is the balance recalculated? - IntrebBT | Transilvania Bank

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If I pay more than the monthly installment, is it deducted from the interest, is the balance recalculated?

If you want to prepay part of the Direct Credit amount, please fill in partial payment form* and once completed, send it to us at the address: amministrazione@btdirect.ro.

As a result of the recalculation and depending on your choice, you will be able to choose whether to reduce the remaining loan period or the amount of the monthly installment.
*to be able to fill it out, you need to save the document. After opening it, select "Enable all features" and "Fill & Sign".

If you want to repay the total credit in advance, you need to call ALO BT Direct: 0264 302 000, to find out the amount you still have to pay and how you can obtain the Credit Settlement Sheet.

Last update

2026-06-12

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