Does it matter that I have a credit card if I apply for a loan? - IntrebBT | Transilvania Bank

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Does it matter that I have a credit card if I apply for a loan?

Of course! Even if it is about a credit card, think that this also influences your financial situation. 💰

Therefore, at the moment of analyzing the file for credito, we will also take into account the fact that you own such a card.

If its limit is fully covered, we will still consider a percentage of 3% of the granted limit. 🙂

❗⠀If you are thinking of taking a credito:

➤⠀can you calculate the monthly rates online in BT credit simulator;

➤⠀and then you find out by phone if you qualify for the desired amount. 😃

Last update

2026-06-12

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Personal loan Mortgage housing credit