Can I add a co-debtor when refinancing a mortgage/home loan? - IntrebBT | Banca Transilvania

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Can I add a co-debtor when refinancing a mortgage/real estate loan?

Yes. You can add a co-borrower (life partner, husband/wife, children, brothers/sisters, brothers-in-law/sisters-in-law and/or your parents/your spouse's parents) in the refinancing process, and this can help you obtain a larger amount or meet eligibility criteria more easily.

It is a useful solution especially when individual incomes are not sufficient for the desired amount.

Last update

2026-06-12

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Mortgage credit Codebitor Refinancing Mortgage housing credit