What is the “exchange rate” (or “rate of exchange”)?
Exchange rate (exchange rate) represents the price of a monetary unit of a country's currency, expressed in monetary units of another country. 🌍How many types ...
What documents do I need for data update?
In the case of natural persons, data updating can be done by presenting a valid identity document, as well as information related to: ...
I am expecting a transfer in a currency other than Lei or Euro. How long will it take for the money to enter my account?
Money arrives immediately in your account if: They were sent from another BT account (24/7) They were deposited at the counter of a BT unit during business hours. It is good to ...
What is the "MTCN code"?
MTCN is an abbreviation for "Money Transfer Control Number" (in Romanian "Numărul de Control al Transferului de Bani"). 😅Therefore, each money transfer is ...
What is the difference between an instant payment and an urgent payment?
The main differences between an urgent payment and an instant payment are:An urgent payment can be initiated to any bank in Romania or abroad, in ...
What is the maximum limit for cash withdrawals from my Legal Entity account, at the counter, for protocol expenses or advance payments to be settled?
Cash withdrawals from the accounts of legal entities representing payments, advances for settlement, or protocol expenses are made within a limit...
What is a "transaction"?
It is an agreement between two or more parties through which a commercial exchange is made. 💱
Can I open an account if I am not in the country?
You open an online account at BT, wherever you are. You must have an ID card issued in Romania and be over 18 years old, that's all! ✨The fastest method for ...
What is a "currency conversion"?
Currency conversion allows for a direct exchange between two different currency accounts, without this operation including an exchange ...
How can I perform various banking operations without coming to the bank?
Simple and in several ways. We have several self-banking options: ➤⠀If you need to make a transfer during this period, know that it will help you ...
What is the "SPOT course"?
Spot rate (SPOT) or FX transaction „tdy” (today); „tom” (tomorrow); „spot” (over two days): it is a transaction of selling or buying a ...
What is BT Fileshare?
Fileshare is a platform that helps make the exchange of documents between you and the bank fast, easy and secure. More precisely, when you are about to ...