Where can I check the interest rates applied to deposits?
You can check the interest rates related to online saving products on the BT website, in BTPay mobile and web, or at any BT unit. 😊
How will the savings accounts and deposits from OTP be taken over?
All savings accounts and term deposits (including collateral deposits), existing on February 28, 2025 will be taken over by the Bank ...
How much should I save?
Only you know best 😊 Do the math: what is my income and what are the expenses. The difference can go towards savings. As an exercise, ...
Why save?
You already know that there are unforeseen situations – both good and less good. That's why it's good to always have a safety net to call on anytime ...
How does Round Up work?
Each card payment is a saving opportunity when you have Round Up, your virtual piggy bank. Any amount you pay is rounded up to the multiple of ...
Can you withdraw money from a fixed-term deposit?
Yes, you can withdraw the money whenever you want - but you lose the interest if you withdraw the money before the maturity date.
How can you save with BT Pay?
In BT Pay you have 3 saving options: Round Up, term deposits, and savings account. You can activate Round Up from the app's homescreen, and ...
Can you have multiple savings accounts and term deposits?
Yes, you can have several - one for each plan 🥳. In addition, you can rename them as you want, to make it easier for you to set money aside.
In what currency can I save?
You can have savings accounts as well as deposits in Lei, Euros and Dollars 🙂
How do I calculate if refinancing a mortgage/real estate loan is advantageous?
Compare three essential things: Current monthly rate vs. new rate; Current interest vs. new interest; Monthly savings vs. refinancing costs (notary, ...