How will the savings accounts and deposits from OTP be taken over?

All savings accounts and term deposits (including collateral deposits), existing as of February 28, 2025, will be taken over by Banca Transilvania, regardless of their type and characteristics at OTP Bank Romania. The term of the deposit, the interest rate, the option of automatic renewal and/or capitalization will be taken over, with the following mentions:

• Interest calculation formula applied in BT is based on 360 days;
• Interest related to term deposits held at OTP Bank (in force at the date of taking over the term deposit) will also apply at BT until the first maturity/automatic renewal when it will be updated in accordance with the interest rates practiced by BT on the day of maturity/automatic renewal, published in BT units and on BT's website on the day of maturity/automatic renewal;
• In case the termination of the deposit is requested before the expiration of the term for which it was established, BT calculates the sight interest. At this moment, the sight interest calculated by BT is 0 (zero);
• Regardless of the moment when the deposit is decided to be terminated (including at the maturity date/automatic renewal), namely the cash withdrawal, the commission related to the cash withdrawal operation is the standard one - as provided on the operation date in the document Taxes and Fees published on the BT website and displayed in BT units.