What should I pay attention to when opening a deposit?
When you open a deposit it is important to inform yourself about:➤⠀the interest, meaning the amount of money offered by the bank in the form of a percentage of the deposited sum, ...
Under what conditions can the interest rate be negotiated for deposits intended for legal entities?
Interest for deposits made for a period of up to 12 months can be negotiated if the deposit balance is greater than 100,000 RON or 50,000 ...
When is the first interest capitalized at KidCONT?
On the anniversary of one calendar year since the establishment of KidCONT. 📆
What will my overdraft interest rate be?
The interest rate on the Overdraft is variable and is determined individually, depending on your client profile and the policy of Transilvania Bank.What is important ...
What is the procedure to repay a loan early?
The procedure to follow to repay a loan early is as follows: initially you must make sure that the amount required to pay off the loan is ...
How do you pay for shopping with the Star credit card?
To benefit from interest-free installments, all you have to do is mention at the physical locations of partner stores that you want to pay in ...
What happens if I do not pay the full amount by the due date?
If you do not pay the total amount spent during the grace period, interest is applied to the remaining payment amount. The standard interest rate is specified in the grid ...
What is IRCC and how does it influence my monthly loan rate?
IRCC is an index established by the National Bank of Romania and updated quarterly. It affects only loans with variable interest: if the IRCC increases, the rate increases; if it decreases, ...
Do I have to move my salary to BT in order to refinance a personal loan?
You can refinance a personal loan at Banca Transilvania without being required to transfer your salary to the BT account. However, transferring the salary may ...
What are the costs associated with owning a Star Card?
The main costs are: Annual administration fee: check the fee schedule, but there are often exemption offers under certain conditions. Interest: It ...
How do I calculate if refinancing a mortgage/real estate loan is advantageous?
Compare three essential things: Current monthly rate vs. new rate; Current interest vs. new interest; Monthly savings vs. refinancing costs (notary, ...
What advantages do you have if you refinance a personal loan from another bank to BT?
You have several advantages: • Zero file analysis commission, during periods when dedicated campaigns exist; • Competitive interest rate, adapted to your profile ...