How do I pay for a purchase in installments?

For the BT Direct program of Rate Anywhere, you can transform into installments (from 3 to 36), any purchase over 500 lei. At the moment of full payment that exceeds this amount, we send you an SMS informing you that you can transform the paid amount into 3 Interest-Free Installments or 4-36 Easy Installments , with only 1% interest per month.

You have at your disposal 3 days from receiving the SMS, to decide if you want to convert the transaction into installments and to reply to the received SMS. On the next statement, you will see the cancellation of the transaction with full payment and the first installment from the purchase made.

Representative calculation example for purchases paid in Installments without Interest: The APR value is 0.97% for a loan of 10,000 lei, over a period of one year, considering a transaction in 12 Interest-Free Installments, card issuance fee of 30 lei and a monthly credit administration fee of 4.5 lei. The total loan amount is 10,084 lei.