Could I access a loan to cover the initial expenses of the business if I have not yet recorded any accounting activity? And do I need to show the business plan?
A credit for the initial investment, necessary for the opening of the business and for the mentioned current expenses, can be accessed only in the situation in ...
What documents are required for granting a loan with European guarantee?
Copy of the last two accounting balance sheets (annual)Fiscal attestation certificateLegal/constitutive approval regarding the contracting of the loan and ...
Can I refinance existing loans through a loan with European guarantee?
Yes, you can refinance the loans contracted at other banks.
What are the granting conditions for a credit with European guarantee?
The company is not prohibited from issuing bank checks.You are not listed with credit delays in the Credit Risk Center.The company has no records ...
What is the grace period for a credit with European guarantee?
You can benefit from a grace period of up to 36 months.
What is a credit with European guarantee?
A credit with European guarantee is intended for the financing or refinancing of expenses related to investment projects, with the possibility of ...
What use is a credit with a European guarantee for investments to you?
Acquisition of buildingsAcquisition of equipmentAcquisition of machineryAcquisition of means of transport
How to use a credit with European guarantee?
The credit can be used in full or in installments, based on supporting documents.
I want a loan with European guarantee, how do I proceed?
Come to the nearest BT branch and we will help you with all the necessary steps.
What advantages do loans with BID guarantees offer for SMEs?
BID guaranteed loans are designed to facilitate companies' access to financing under very advantageous conditions. Among the benefits are ...
For what types of projects can I get a green loan?
Photovoltaic systems for prosumers (with or without batteries)Electric UP projectsPhotovoltaic parks (including PNRR financing)
What are loans with EIF guarantees and who are they addressed to?
Loans with EIF guarantees are financing granted through the EIF Competitiveness and EIF Sustainability programs, developed in partnership with the European Fund ...