What costs should I take into account if I refinance a mortgage/bank loan? - IntrebBT | Banca Transilvania

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What costs do I have to take into account if I refinance a mortgage/home loan?

At the refinancing of a mortgage loan/secured loan it is important to take into account a few specific costs of this process. Refinancing involves concluding a new loan and transferring the mortgage to the new bank, which entails expenses:

Analysis Commission
Property appraisal fee
Notarial fees – for authenticating documents and registering the guarantee
Possible administrative expenses – may include various fees specific to the refinancing process
Mandatory insurance

Last update

2026-06-12

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Mortgage credit Refinancing Warranty Mortgage Mortgage housing credit Property insurance