What is a "mortgage"?
Mortgage represents the guarantee that financial obligations towards the bank will be paid. 😉This can be a movable or immovable asset owned by you ...
Is the interest guaranteed in the case of negotiated deposits?
Yes, the interest is guaranteed even in the case of negotiated deposits. 😃
What is the role of the Deposit Guarantee Fund in the Banking System?
The main role is to guarantee the reimbursement of deposits made by clients at the bank:➤⠀both for individuals; ➤⠀and for legal entities ...
What does "personal guarantee for a loan" mean?
Personal guarantee for a loan is the commitment that a person other than the one taking the loan assumes towards the creditor to perform ...
With what can I guarantee, if I want to buy agricultural land?
If you apply for a loan to purchase land, you have the option to guarantee through: ➤⠀another piece of land you own; ...
What is the period for which a bank guarantee letter can be issued?
There is no maximum term for issuing a bank guarantee letter. 📄
Are foreign currency deposits guaranteed?
Yes, the compensation is granted for deposits made in any currency. 💰
What happens with the guarantees if I repay the entire loan?
In case you fully repay the financing, at term or in advance, all constituted guarantees will be canceled. 😎
Is the KidCONT warehouse guaranteed?
Of course! Both you and your junior benefit from the guarantee of personal deposits up to 100,000 EURO. 😊
What happens if I do not comply with the conditions of the state aid scheme?
If you do not comply with the conditions of the state aid scheme (the document you signed when receiving the state guarantee) you will be required to reimburse ...
Are deposits opened at BT guaranteed?
Yes, all the deposits opened by individuals with us are guaranteed by the "Deposit Guarantee Fund in the Banking System", up to 100,000 ...
Who guarantees the deposits?
In Romania, deposits opened at Romanian banks are guaranteed by the "Deposit Guarantee Fund in the Banking System". 😉