Insurance - IntrebBT | Transilvania Bank
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140 questions and answers
Only for BT clients

How many life insurance policies can I enter into? In case of damage, will I be compensated?

You can conclude as many life insurances as you want. 🤯 In case of damage you will be covered, depending on the chosen risks, for all purchased insurances. 😃

40 votes

What is the difference between franchise and franchise?

➤⠀franchise represents a type of contract found in the field of property law. Through this, a person (called franchisor) grants to another ...

30 votes
Only for BT clients

How can I request compensation in the event of the insured incident?

In the case of such an event, you have two options at hand:❶⠀To come to the nearest unit of ours and we will certainly find a solution ...

77 votes
Only for BT clients

Who do I contact for insurance details?

The best thing is to get in touch with the insurance company with which you have signed the insurance. 👍We are sure they will help you with any details you need. 😊

45 votes
Only for BT clients

What happens to the insurance attached to the loan with assignment in favor of the bank if the loan is repaid early and an insured event occurs?

At the early repayment of a loan, the insurance policy is closed because it was agreed upon when granting the loan. Therefore, the insurance ...

19 votes
Only for BT clients

If I will conclude a property insurance policy from Groupama in a bancassurance system, what types of risks will be covered for me?

This real estate insurance policy is multi-risk ⚠️ and covers: ...

163 votes
Only for BT clients

Why do you need to take out life insurance when contracting a mortgage / real estate loan?

Because it is always good to have a plan B. 😅As you already know, life insurance is a safety net for you and your family. 👪Thus, in ...

41 votes

How much does mandatory home insurance cost?

➤⠀for dwellings with a load-bearing structure made of reinforced concrete, metal or wood or with exterior walls made of stone, burnt brick or any other ...

42 votes
Only for BT clients

How do I proceed in case of damage?

Even if the respective insurance policy is brokered by us, those at BT, please contact directly the insurer with whom it is concluded ...

15 votes

When is the insurance invoice issued?

Invoice for the shipment of the insurance premium amount and the tariff for mandatory insurance (RCA) is issued by the Broker/Insurer within 2 days ...

20 votes
Only for BT clients

What risks are covered by the insurance for the property concluded in the BT offices for the contracted loan?

Insurance policy mediated by us is a multi-risk policy and covers:➤⠀earthquake;➤⠀vandalism;➤⠀sonic boom;➤⠀political risks;➤⠀theft or attempted ...

24 votes

What is the PAD policy?

PAD, or the disaster insurance policy, is the mandatory insurance policy for the property that covers risks such as earthquake, floods from ...

12 votes