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2762 questions and answers

How can I view the transaction history in the "Accounts" section?

You can see the transaction history on the main screen in the "Accounts", "Transaction History" section. Here, you can also see pending transactions ...

14 votes
Only for BT clients

What types of banking operations are available for legal entities?

Here are the available operations with us for legal entities:➤⠀currency exchange;➤⠀bank transfer;➤⠀opening a deposit;➤⠀import operations – ...

5 votes

I have a password for the account statement and I don't know what it is. How can I find out?

Account extract password = the first 6 characters from the identity document number + the first 3 letters (first capitalized) from the birth month. For example, ...

11 votes

What commissions do I have for the virtual card?

For the first 2 virtual cards, you have no cost. 😃Starting with the 3rd card, there is an issuance fee of 10 lei/card.Here you find the complete list ...

53 votes
Only for BT clients

Am I required to take out a life insurance policy when applying for a mortgage loan?

At Banca Transilvania, the life insurance policy is not mandatory when accessing a mortgage loan, but it is beneficial for you. 😉

32 votes

Where and how can I pay my installments?

To pay your installments you will need the Direct Card and the barcode from the first page of the statement, the one in the middle. Your options:By ...

9 votes

What is the level of the deposit guarantee ceiling in Romania?

The value thereof is the equivalent in RON of the sum of 100,000 euros / depositor / bank, both for individuals and legal entities. 👍

156 votes
Only for BT clients

Can I make withdrawals of more than 10,000 lei from my Legal Entity account?

Yes, however, you need to also present some supporting documents. Otherwise, for various payments, you will fall within the maximum daily ceiling of 10,000 ...

6 votes

How do I make a budget if I want to take out a loan?

In order not to take a loan without being sure that you have the possibility to pay it, we recommend that you make an income and expense budget. 😊 How it is done ...

86 votes
Only for BT clients

Who can use BT Pay?

Even you, whether you are a natural person or a legal entity, as long as you have a BT or non-BT debit or credit card, the BT Pay app is for you. 😊If you have ...

72 votes
Only for BT clients

How can I open a new account without going to a BT agency?

If you cannot reach a BT agency to request the opening of an account, then you can open an account yourself directly from BTPay Mobile or ...

50 votes
Only for BT clients

Which form do I need to complete and what information is required to make a foreign currency payment at BT?

The required form is called "transfer order" and you can find it in any of our agencies. 😃The necessary data are: ➤⠀SWIFT code BT ...

28 votes
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