Only for BT clientsAm I required to take out a life insurance policy when applying for a mortgage loan? At Banca Transilvania life insurance policy is not mandatory in the case of accessing a mortgage loan, however, it is a beneficial thing for you. 😉Last update2026-06-12Was the answer useful to you? 9 How can we improve the answer? We are sorry that this answer was not useful to you. Help us improve it0/500Send feedback 32 TagLife insuranceMortgage housing credit