How many types of pensions do we have in Romania?
In Romania we have 3 types of pensions: ❶⠀Pillar 1 ➭ state pension;❷⠀Pillar 2 ➭ mandatory private pension;❸⠀Pillar 3 ➭ optional private pension.
Is there a minimum amount to open savings account for legal entities?
Yes, the minimum amount you need to open a savings account with us is 100,000 lei for legal entities.
If I requested a loan with refinancing, when can I withdraw the additional amount?
You will be able to withdraw the amount once we receive proof of loan closure. The credit officers at the Banca Transilvania branch where you took out the BT loan ...
Who do I contact for insurance details?
The best thing is to get in touch with the insurance company with which you have signed the insurance. 👍We are sure they will help you with any details you need. 😊
What is the BT address in Italy?
We have good news! We will also see each other in... Italy! 😊 More precisely, our branch is located in Rome, on the street "Via Baldo degli Ubaldi 184 B". 😉
How many types of banking operations are available for individuals?
As you well know, we offer you a multitude of types of banking operations, including:➤⠀bank transfer;➤⠀currency exchange;➤⠀deposit or de ...
Where can I find the list of BT correspondent banks?
We have on the site a page dedicated to the list of BT correspondent banks. Take a look! 😃
What can I do if my income is not enough to get the loan?
In this case, your income can be combined with:➤⠀those of the husband/wife, ➤⠀or with those of a first-degree relative: parents, brothers or sisters, brothers-in-law, parents-in-law. ...
What do the new changes in the online payment approval method entail?
Revised European Directive on payment services, known as PSD2, has established new rules for enhanced security of transactions, in a ...
I had to block my card from BT Pay. Can I still use the card in the app for payments?
If you block the physical card, you can no longer use it even for payment from BT Pay. 😯 Remember that you can block it temporarily or permanently right from BT Pay ...
How do I enroll my card in Mastercard ID Check (3D Secure)?
Usually, merchants display the "Verified by Visa" or "Mastercard ID Check" logos on the site. There is a possibility that a merchant is enrolled and ...
Can I open an online account at BT?
If you are not a BT client, you just need to download BT Pay and tell us something about yourself. Everything is done 100% online, directly from ...