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2632 questions and answers

Are investment funds guaranteed, like deposits?

Investment funds are not guaranteed, at the industry level, as they are not bank deposits. 😕However, the placements are diversified, ...

177 votes
Only for BT clients

Can I apply for a mortgage loan if I work in Italy?

Yes, you can, if you opt for a mortgage-backed loan. 🙂You only have to:➤⠀have income obtained from employment contracts carried out in ...

77 votes
Only for BT clients

What is the cost of an account statement at BT?

We issue you a free account statement for previous months. For the current month it costs you 1 RON, and for duplicates the cost is 3 RON / duplicate. ...

127 votes

What commission do I have for issuing a BT card?

If you want to get a card at BT, we have good news! 😊 If you want to have a VISA Classic or Mastercard Mondo card, the issuance fee is 0. However ...

32 votes

What is "life insurance with guaranteed savings component"?

A kind of insurance with super powers. 😅Or in other words, it is insurance with guaranteed interest that helps you save long term and in ...

53 votes

What are the benefits of the BT Omnipass card?

It is the perfect card for your student life because it is full of advantages: You pay for shopping directly with the card; You make super fast payments, just bring it close ...

40 votes
Only for BT clients

How can I authorize a person on the account?

Well, that depends a lot on the person you want to empower on the account. 🙂More precisely:➤⠀if the person has a current account opened with us, you can ...

150 votes
Only for BT clients

How long does the transfer take?

If you choose to transfer money via BT Pay based on the phone number, it is done instantly, 24/7, after confirmation from ...

46 votes

Can the leasing be closed earlier than 1 year?

Unfortunately not. 🙁 Because, according to the provisions of Government Ordinance 51 / 1997, republished in 2000, the minimum duration of a leasing contract is 12 months.

38 votes
Only for BT clients

How can I change the PIN of the BT Meal Card?

The PIN code of the BT Meal Card can be changed at any ATM of Banca Transilvania. In case you no longer remember the PIN code, you must ...

65 votes

Can I find out the amount I qualify for without going to the bank?

Of course! And to make fewer trips to the bank, we have prepared several options for you: ❶⠀You can use the BT* credit simulator. Simple and ...

128 votes
Only for BT clients

What should I do if the codes generated by the token device are no longer accepted by the application at login?

If the error message appears: "The access data entered is incorrect", it means your device has been desynchronized. 😬We can help you with ...

49 votes