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2632 questions and answers

For what period can I take a loan through BT Mic?

Depending on the destination, you can take the loan for the following period:➤⠀for sustaining current activity (merchandise, business related expenses, payment ...

481 votes
Only for BT clients

How can I disable or change the BT Alert service?

You can do these things in 2 ways:❶⠀Through the call center, accessing the dedicated page on the BT Questions website❷⠀At any of our units, if ...

88 votes
Only for BT clients

Why is an appointment necessary to withdraw money from the account?

Because we want to make sure that the respective amount is available in the unit from which the withdrawal is made. 😊Good to know: You need an appointment in ...

61 votes
Only for BT clients

What happens if I already have a life insurance policy in force and I want to get a loan?

The best part is that if you already have an active life insurance policy and if you want to take out a loan, you no longer need to conclude another life insurance policy. 😃 ...

294 votes
Only for BT clients

How can I make a bank deposit?

The easiest way to open a deposit is directly through BT Pay. All you need to do is download the app, open a current account, and enter ...

44 votes
Only for BT clients

In what currency can I open deposits at BT?

You can open deposits in the following currencies:➤⠀„RON” – Ron; ➤⠀„EUR” – Euro; ➤⠀„USD” – US Dollar;➤⠀„GBP” – British Pound; ➤⠀„CHF” – Swiss Franc; ...

101 votes
Only for BT clients

What is the maximum age for a second-hand car acceptable for financing through leasing?

When it comes to leasing, it is good to know that we accept the purchase of cars only from new and used car dealers both from the country and from ...

32 votes

Is it possible to refinance a loan taken through New House or First House?

The holder of such a loan has a prohibition on alienation and encumbrance for the first 5 years. After the expiration of this period, with prior obtaining of ...

59 votes

What is a "transaction"?

It is an agreement between two or more parties through which a commercial exchange is made. 💱

54 votes

Why do some banks have 0 commission for withdrawals from any ATM in Romania?

As in any other business, you have some taxes and fees for the services you use. These costs can come in several forms: of ...

29 votes
Only for BT clients

I changed my phone number, but the mobile device remained the same.

The BT Pay application installed on the previous number must be uninstalled. You will need to call us or come for a walk to the bank to change your ...

128 votes
Only for BT clients

Can I send money through the BT Pay app? How do I do that?

Sometimes it can happen that you need extra money… you or your friends. So we offer you exactly, but exactly what you need: BT Pay. 😎You can easily transfer ...

16 votes