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2632 questions and answers
Only for BT clients

What is the maximum limit for cash withdrawals from my Legal Entity account, at the counter, for protocol expenses or advance payments to be settled?

Cash withdrawals from the accounts of legal entities representing payments, advances for settlement, or protocol expenses are made within a limit...

22 votes
Only for BT clients

What is „KidCONT”?

KidCONT is a BT product, which offers parents the possibility to save for their children. 👧It is a deposit that you can open with us, in ...

109 votes
Only for BT clients

How many KidCONTs can a minor hold?

Can you create two KidCont accounts for a minor: ➤⠀one in RON;➤⠀and one in EURO. If you need more details about how you can save for ...

95 votes

Under what conditions can I apply for a loan at BT Direct or for the Direct Card?

You only need to take into account the following conditions: Be between 18 and 75 years old, at the date of granting the loan/ credit cardBe a Romanian citizen with ...

26 votes
Only for BT clients

Is there an early repayment commission for the New Home and Real Estate-Mortgage loans?

In the case of loans for real estate purchases, the early repayment fee is ZERO. To repay the loan early you only need to come to ...

33 votes

How can I open a trading account at BT Capital Partners?

You can open a trading account at BT Capital Partners by following a few main steps 😄:Come to our registration page🧐: ...

38 votes
Only for BT clients

What happens if I received a sum of money through BT Pay, but I can't accept it now?

You have 48 hours to accept the sum of money that has been transferred to you. 😁 Otherwise, the money will be returned to the account of the person who initiated ...

68 votes

Where can I find the BT loan calculator or credit simulator?

On our website, obviously. With a simple tap, you have also reached the credit simulator. 👈Whether you need a:➤⠀consumer loan ...

62 votes
Only for BT clients

My card has expired. Where can I pick up the new one?

If you have used the card in the last 6 months, we will issue you a new card. We will notify you by SMS from which unit you can pick it up, but you can also request it at home and it ...

97 votes

What is the "Credit Bureau"?

The Credit Bureau is the institution that collects and manages data about loans granted by almost all banks and financial institutions from ...

181 votes
Only for BT clients

What happens if I lose my job?

If this happens, it is important to inform us as soon as possible. Together we analyze options such as postponing installments or adjusting the loan, thus ...

104 votes
Only for BT clients

Is the account statement free or do I have to pay?

It depends. If you request it from a BT unit, the monthly account statement is free. However, the daily one costs you 1 LEU. 🤷You can request it for free though from the BT application ...

57 votes