What is paid at the signing of the leasing contract? What does the first payment include?
For the first payment, it consists of: down payment + leasing fee/analysis commission + insurance or the first installment. You should keep in mind that insurance includes up to ...
What is „KidCONT”?
KidCONT is a BT product, which offers parents the possibility to save for their children. 👧It is a deposit that you can open with us, in ...
What does available balance mean?
This represents the available amount in the account that can be used, in other words, it is the money you have in the account and that you can use as ...
How long does it take to open an online account at BT?
How long would you listen to two songsIf you are an adult resident individual client, in about 10 minutes, through the BT Pay application, you have an account in lei with us. 😊
How do I enroll my card in 3D Secure?
Enrollment and activation of cards in 3D Secure are done automatically. Therefore, no effort is required from you! 🙂
What does "deposit with interest capitalization" mean?
By compounding interest we refer to the fact that, at the moment of the maturity date of your deposit, the interest will be added automatically, ...
Where can I find the BT loan calculator or credit simulator?
On our website, obviously. With a simple tap, you have also reached the credit simulator. 👈Whether you need a:➤⠀consumer loan ...
Is it possible to assign/transfer/take over a leasing contract?
The leasing contract can be assigned only with the agreement of BT Leasing. The party taking over the contract must present a set of documents for analysis. If ...
What happens if I close the savings account?
If you close the savings account, you receive the accumulated interest, calculated up to the date of closure.
Can I open an account for my child if they do not have an identity document?
If you have a child under 14 years old, the account can be opened by you as a parent / legal guardian. 👩For this, it is necessary to come to a ...
What is the "Credit Bureau"?
The Credit Bureau is the institution that collects and manages data about loans granted by almost all banks and financial institutions from ...
How many KidCONTs can a minor hold?
Can you create two KidCont accounts for a minor: ➤⠀one in RON;➤⠀and one in EURO. If you need more details about how you can save for ...